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Compare rates across 12 banks & enjoy subsidies up to $2,800 when you refinance through us!
Updated Dec 2024
3-Month SORA
First Year Interest
4.41%
3M SORA
+
0.75%
Second Year Interest
4.41%
3M SORA
+
0.75%
0 years lock-in
Minimum $750,000
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Features
– One time free conversion within 6 months from TOP
– Pegged to 3M SORA with monthly refresh
3-Month SORA
First Year Interest
4.41%
3M SORA
+
0.75%
Second Year Interest
4.41%
3M SORA
+
0.75%
3 years lock-in
Minimum $500,000
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Features
– Clawback period is 2 years for all the above subsidies
3-Month SORA (Private)
First Year Interest
4.41%
3M SORA
+
0.75%
Second Year Interest
4.41%
3M SORA
+
0.75%
3 years lock-in
Minimum $500,000
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Features
– Waiver of penalty due to sale after 6 months of repayment
3-Month SORA (Private)
First Year Interest
4.61%
3M SORA
+
0.95%
Second Year Interest
4.61%
3M SORA
+
0.95%
2 years lock-in
Minimum $200,000
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Features
– 0.4% of loan amount, capped at $2,500
3-Month SORA
First Year Interest
4.66%
3M SORA
+
1.00%
Second Year Interest
4.66%
3M SORA
+
1.00%
2 years lock-in
Minimum $100,000
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Features
HDB loan amount below 300K – 0.4% of loan amount
3-Month SORA
First Year Interest
4.66%
3M SORA
+
1.00%
Second Year Interest
4.66%
3M SORA
+
1.00%
0 years lock-in
Minimum $500,000
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Features
– Clawback period is 2 years for all the above subsidies
3-Month SORA (HDB)
First Year Interest
4.81%
3M SORA
+
1.15%
Second Year Interest
4.81%
3M SORA
+
1.15%
2 years lock-in
Minimum $300,000
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Features
– 0.4% of loan amount, capped at $2,500
