Get The Best Home Loans
Compare rates across 12 banks & enjoy subsidies up to $2,800 when you refinance through us!
Updated Dec 2024
2 Year Fixed
First Year Interest
3.20%
Fixed
Second Year Interest
3.20%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
Loan amount above 1.5M – $2,500
1 Year Fixed (Citigold Private Client)
First Year Interest
3.20%
Fixed
Second Year Interest
4.16%
Fixed
1 years lock-in
Minimum $800,000
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Features
– 0.40% of loan amount, capped at $5,000
1 Year Fixed (Citigold)
First Year Interest
3.25%
Fixed
Second Year Interest
4.24%
Fixed
2 years lock-in
Minimum $800,000
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Features
– 0.40% of loan amount, capped at $2,500
3 Year Fixed
First Year Interest
3.45%
Fixed
Second Year Interest
3.45%
Fixed
3 years lock-in
Minimum $300,000
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Features
0.4% of loan amount, capped at $2,500
2 Year Fixed (Flexi)
First Year Interest
3.75%
Fixed
Second Year Interest
3.75%
Fixed
2 years lock-in
Minimum $650,000
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Features
– Clawback period is 2 years for all the above subsidies
3 Year Fixed
First Year Interest
3.75%
Fixed
Second Year Interest
3.75%
Fixed
3 years lock-in
Minimum $100,000
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Features
HDB loan amount above 250K – $2,000
4 Year Fixed
First Year Interest
3.75%
Fixed
Second Year Interest
3.75%
Fixed
4 years lock-in
Minimum $100,000
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Features
HDB loan amount above 250K – $2,000
5 Year Fixed
First Year Interest
3.75%
Fixed
Second Year Interest
3.75%
Fixed
5 years lock-in
Minimum $100,000
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Features
HDB loan amount above 250K – $2,000
2 Year Fixed (BUC) (Private)
First Year Interest
3.80%
Fixed
Second Year Interest
3.50%
Fixed
2 years lock-in
Minimum $500,000
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Features
– One free conversion within 3 months from the expiry of lock in period
Fixed Deposit Linked Rate
First Year Interest
3.95%
DBS FHR6
+
1.05%
Second Year Interest
3.95%
DBS FHR6
+
1.05%
0 years lock-in
Minimum $700,000
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Features
– Waiver of cancellation fee due to sale
