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Updated Dec 2024
3-Month SORA
First Year Interest
4.26%
3M SORA
+
0.60%
Second Year Interest
4.26%
3M SORA
+
0.60%
2 years lock-in
Minimum $500,000
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Features
HDB loan amount below 300K – 0.4% of loan amount
1-Month SORA (Private)
First Year Interest
4.26%
1M SORA
+
0.55%
Second Year Interest
4.31%
1M SORA
+
0.60%
2 years lock-in
Minimum $500,000
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Features
– 0.4% of loan amount, capped at $2,500
3-Month SORA (Green Mortgage) (Private)
First Year Interest
4.31%
3M SORA
+
0.65%
Second Year Interest
4.31%
3M SORA
+
0.65%
0 years lock-in
Minimum $500,000
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Features
(Only applicable to selected properties with GREEN MARK certification)
3-Month SORA (Citigold)
First Year Interest
4.31%
3M SORA
+
0.65%
Second Year Interest
4.31%
3M SORA
+
0.65%
0 years lock-in
Minimum $750,000
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Features
– One time free conversion within 6 months from TOP
– Pegged to 3M SORA with monthly refresh
3-Month SORA (HDB)
First Year Interest
4.31%
3M SORA
+
0.65%
Second Year Interest
4.31%
3M SORA
+
0.65%
2 years lock-in
Minimum $200,000
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Features
– Up to 50% partial repayment is allowed during lock-in
3-Month SORA
First Year Interest
4.31%
3M SORA
+
0.65%
Second Year Interest
4.31%
3M SORA
+
0.65%
2 years lock-in
Minimum $800,000
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Features
– 0.20% of loan amount, capped at $2,500
3-Month SORA (Private)
First Year Interest
4.36%
3M SORA
+
0.70%
Second Year Interest
4.36%
3M SORA
+
0.70%
0 years lock-in
Minimum $500,000
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Features
– One free conversion after the first loan disbursement
1-Month SORA (HDB)
First Year Interest
4.36%
1M SORA
+
0.65%
Second Year Interest
4.36%
1M SORA
+
0.65%
2 years lock-in
Minimum $300,000
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Features
– 0.4% of loan amount, capped at $2,500
1-Month SORA
First Year Interest
4.39%
1M SORA
+
0.68%
Second Year Interest
4.39%
1M SORA
+
0.68%
0 years lock-in
Minimum $1,000,000
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Features
– No valuation fee
1-Month SORA
First Year Interest
4.39%
1M SORA
+
0.68%
Second Year Interest
4.39%
1M SORA
+
0.68%
1 years lock-in
Minimum $1,000,000
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Features
0.4% of loan amount, capped at $2,500