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Compare rates across 12 banks & enjoy subsidies up to $2,800 when you refinance through us!
Updated Dec 2024
3-Month SORA (Private)
First Year Interest
4.16%
3M SORA
+
0.50%
Second Year Interest
4.16%
3M SORA
+
0.50%
2 years lock-in
Minimum $500,000
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Features
Private Loan amount above 1.5M – $2,800
3-Month SORA (HDB)
First Year Interest
4.16%
3M SORA
+
0.50%
Second Year Interest
4.16%
3M SORA
+
0.50%
2 years lock-in
Minimum $400,000
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Features
HDB Loan amount above 300K – $1,800
3-Month SORA
First Year Interest
4.16%
3M SORA
+
0.50%
Second Year Interest
4.16%
3M SORA
+
0.50%
0 years lock-in
Minimum $1,000,000
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Features
– One free conversion anytime
3-Month SORA (Private)
First Year Interest
4.16%
3M SORA
+
0.50%
Second Year Interest
4.16%
3M SORA
+
0.50%
2 years lock-in
Minimum $300,000
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Features
– 100% waiver of penalty due to sale during lock in period
3-Month SORA (Green Mortgage) (Private)
First Year Interest
4.16%
3M SORA
+
0.50%
Second Year Interest
4.16%
3M SORA
+
0.50%
2 years lock-in
Minimum $300,000
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Features
(Only applicable to selected properties with GREEN MARK certification)
3-Month SORA (Private)
First Year Interest
4.21%
3M SORA
+
0.55%
Second Year Interest
4.21%
3M SORA
+
0.55%
2 years lock-in
Minimum $300,000
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Features
– 0.40% of loan amount, capped at $1,800
3-Month SORA (Citigold Private Client)
First Year Interest
4.21%
3M SORA
+
0.55%
Second Year Interest
4.21%
3M SORA
+
0.55%
0 years lock-in
Minimum $750,000
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Features
– One time free conversion within 6 months from TOP
– Pegged to 3M SORA with monthly refresh
3-Month SORA
First Year Interest
4.21%
3M SORA
+
0.55%
Second Year Interest
4.21%
3M SORA
+
0.55%
2 years lock-in
Minimum $1,000,000
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Features
Loan amount above 1.0M – $500
3-Month SORA (Citigold)
First Year Interest
4.21%
3M SORA
+
0.55%
Second Year Interest
4.21%
3M SORA
+
0.55%
2 years lock-in
Minimum $800,000
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Features
– 0.40% of loan amount, capped at $2,500
1 Year Fixed
First Year Interest
4.25%
Fixed
Second Year Interest
4.44%
Fixed
2 years lock-in
Minimum $800,000
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Features
– 0.20% of loan amount, capped at $2,500
