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Compare rates across 12 banks & enjoy subsidies up to $2,800 when you refinance through us!
Updated Dec 2024
3 Year Fixed (HDB)
First Year Interest
2.88%
Fixed
Second Year Interest
2.88%
Fixed
3 years lock-in
Minimum $300,000
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HDB loan amount below 300K – 0.4% of loan amount
2 Year Fixed
First Year Interest
2.88%
Fixed
Second Year Interest
2.88%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
Loan amount above 1.5M – $2,500
3 Year Fixed (Private)
First Year Interest
2.88%
Fixed
Second Year Interest
2.88%
Fixed
3 years lock-in
Minimum $500,000
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Features
Private loan amount below 450K – 0.4% of loan amount
3 Year Fixed (Citigold)
First Year Interest
2.88%
Fixed
Second Year Interest
2.88%
Fixed
3 years lock-in
Minimum $800,000
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Features
– 0.40% of loan amount, capped at $2,500
1 Year Fixed (HDB)
First Year Interest
2.90%
Fixed
Second Year Interest
4.17%
Fixed
2 years lock-in
Minimum $800,000
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Features
HDB Loan amount above 300K – $1,800
1 Year Fixed (Private)
First Year Interest
2.90%
Fixed
Second Year Interest
4.17%
Fixed
2 years lock-in
Minimum $800,000
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Features
Private Loan amount above 1.5M – $2,800
2 Year Fixed (Priority Banking)
First Year Interest
2.95%
Fixed
Second Year Interest
2.95%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
Valuation subsidy for refinancing only – $500
1 Year Fixed
First Year Interest
3.00%
Fixed
Second Year Interest
4.26%
Fixed
2 years lock-in
Minimum $700,000
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Features
– 0.4% of loan amount, capped at $2,500
2 Year Fixed (Green Mortgage) (Private)
First Year Interest
3.00%
Fixed
Second Year Interest
3.00%
Fixed
2 years lock-in
Minimum $300,000
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Features
(Only applicable to selected properties with GREEN MARK certification)
2 Year Fixed
First Year Interest
3.00%
Fixed
Second Year Interest
3.00%
Fixed
2 years lock-in
Minimum $1,000,000
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Features
Valuation subsidy for refinancing only – $500